iTravelInsured...do you?

To help enjoy a stress-free vacation, travel protection is available through iTravelInsured.  Travel protection provides you with the necessary benefits and services to help safeguard your travel “investment” from unforeseen circumstances before and during travel

Benefits at a Glance*

Trip Cancellation/Interruption – The amount of a trip you elect to protect up to $20,000 per person.

You may recover loss of pre-paid, non-refundable, and unused payments when a trip is cancelled or interrupted for one of the following reasons:

o        Illness, injury or death to you, a family member or travel companion

o        Bankruptcy or financial default of a travel supplier   

o        A Terrorist incident

o        An organized labor strike by a travel supplier

o        Jury duty

o        Home made uninhabitable by fire, wind storm, flood, or vandalism

o        Bad weather that causes complete cessation of services by a travel supplier for 24 hours or more

o        Medical quarantine, hijacking

o        Auto accident on way to airport

o        Employment termination or layoff

o        Cancelled leave for active duty military, police or fire fighters

 

Lost or Stolen Baggageup to $1,000 per person

 

Baggage Delayup to $100 per person

 

Travel Delayup to $500 per person

 

Emergency Medical/ Dental Expenseup to $10,000 per person

 

Emergency Medical Evacuation/Repatriationup to $20,000 per person

 

Emergency Reunion & Repatriation of Remains up to $3,000 per person

o        Return of dependent children

o        Family member transportation to hospital bedside

o        Lodging allowance for visitor while hospitalized

o        Return of rental vehicle

o        Return of remains back to primary residence

 

Common Carrier AD&Dup to $25,000 per person

 

24-hour hotline**

o        Emergency travel arrangements

o        Lost passport assistance

o        Lost luggage assistance

o        Embassy consulate referral

o        Emergency message relay

o        Medical and prescription assistance

o        Emergency cash transfer

o        Legal referrals

o        Emergency translations

 

With an iTravelInsured program, you can relax and enjoy your vacation. If you need us, we’re there for you.

Insurance products are underwritten and offered where available by Sirius America Insurance Company, New York, NY 10036, or NOVA Casualty Company, Buffalo, NY 14203.

*Single Trip Air, Cruise & Tour Travel Insurance Program. Complete details of coverage, terms, limitations and exclusions that may affect benefits payable are summarized in the certificate. Coverage may vary by state. Read your certificate carefully and note all state exceptions that may apply. There is no intention to offer iTravelInsured programs where such action would be unauthorized or unlawful.

**Included as benefit of membership in the National Small Business Travel & Health Association (NSBTHA). When you purchase an iTravelInsured program, you automatically become a member of NSBTHA.

 

EXCLUSIONS

The certificate of insurance details the terms, conditions and state exceptions which may apply. Please read it carefully.

 

Pre-existing Condition WAIVER

The Pre-Existing Condition exclusion is waived if the Insured purchase insurance coverage at any time up to three days after final payment has been made to the travel supplier.  You must also me medically able to travel on the date coverage is purchased.

 

If the Pre-Existing Condition exclusion is not waived, your pre-existing condition might still be covered if you are under the age of 70 and the answer to all of the following questions is “no”.  Review the questions below.

 

1.      Were you treated for a new illness in the last 60 days?

2.      Has your condition worsened or required medical attention in the past 60 days?

3.      Have you received any new medications in the past 60 days or have any of your current dosages been changed.